Loan Application Checklist

In general, the documentation you will need includes:

Property Information (if you already have a contract on a house)
Purchase Agreement.
If you have sold your current home, copy of settlement statement (HUD-1).

Income & Assets

Pay stubs for the last 30 days.

  For the past two years:

Statements for each bank, mutual fund, and/or investment account for the last two months.
  If you own more than 25% of a business:

Corporate or partnership tax returns for the past 2 years.
  If self-employed:

Tax returns for the last two years (with schedules).
  If you own rental property:

Tax returns for the last two years.
  If you are retired:

Pension Award Letter.
  If you receive Social Security:

Social Security Award Letter.
  If you are counting child support as income:

Copy of divorce settlement.

VA Loans

Copy of DD Form 214, Report of Separation.


Photo ID.
If applicable, a copy of your divorce decree.
If you are not a citizen, a copy of the front and back of your green card.



Alpha Mortgage, LLC

Overland Park, KS, 10500 Barkley Suite 101
Lee's Summit, MO, 249 SW Noel Street